Big Loan – secured Loan up to P5 Million

Loan Product Features

Borrow up to P5,000,000

Now as low as 0.92% add-on monthly interest rate (fixed throughout the entire loan term)

Flexible loan terms: 12, 24, 36, 48, 60 months

Quick approval

More residential collateral types accepted!

Residential house and lots, vacant lots, townhouses and other residential properties in Metro Manila and limited areas in Greater Metro Manila (Cavite, Laguna, Bulacan, Rizal condos)

No credit history and credit card required

Do these big things with a BIG LOAN

Expand your business

Get additional capital

Purchase Stocks and Equipment

Purchase transportation for business

Renovate your unit for future rent

Get as much as ₱5,000,000 with up to 60 months installment period

How much do you need?

Max amount ₱5,000,000

Choose an installment period

12

mos

24

mos

36

mos

48

mos

60

mos

Your monthly installments

₱ 23,894.93

Actual amount may change

Note: Big Loan Annual Percentage Rate (APR) is at 12.99%.
Minimum loan installment term is 12 months and maximum is 60 months.

How to get a Big Loan:

1. Fill out the short form

2. Input the OTP you'll receive on the mobile number you provided

3. Be ready to get a call from us to confirm all the details you sent.

4. Submit all necessary documents

5. Expect a call from our credit team

They'll be getting in touch to verify your information. Do give your building administrator and employer a heads up to ensure a smooth verification process, since our credit team will be contacting them for property and employment verification!

6. Wait for your loan approval

7. Submit pending documents at the Tonik hub

Bring all needed documents to the Tonik Hub. Loan disbursement happens here as well. Woot! Go for that big dream, luv!

Note: Tonik will keep your copy of the Condominium Certificate of Title throughout the entire duration of the loan.

Frequently Asked Questions

Congratulations, luv! You are eligible to apply for a Big Loan.Fill out the form below and our team will call you to verify your requirements.

Name

Loan Amount

Purpose of the Loan

What properties do you own that you can use for collateral? Make sure it has a clean title.

Condo Unit

House and lot

Vacant lot

Others

Email Address

Mobile Number

I am allowing a representative of Tonik Bank to reach out to me for offers on products. I give my consent to receive product offers, etc., in accordance with Tonik's Data Privacy Statement.

I authorize Tonik Digital Bank to verify personal information as may be required in relation to the grant of this credit accommodation.

I agree with Tonik Digital Bank’s Terms and Conditions.

CAPTCHA

This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Initial basic requirements you need to prepare, Luv!

Valid Gov't ID
For married borrowers: Your spouse's valid gov't ID and a copy of NSO/PSA Marriage Certificate

For Employed:

Certificate of Employment
Payslips (latest, past 3 months)
Bank Statement of Account on Payroll Account

Self Employed: (Business Owners)

Proof of Business Registration (DTI or SEC or Mayor's Permit)
Bank Statement of Account (latest, past 6 months)
Supplier & Customer References
Photos of the collateral: Condo, Land or Land + Improvement

Big Loan Ads

The Tonik Hub Experience

Step 1

Got approved on the app?

YASS! Our friendly agent will call you to schedule an appointment at our Tonik Hub whenever you're free.

Step 2

Give us a sec to check

When you head to the Tonik Purple Hub with all your files, our Master of Documents will greet you and review your requirements. This'll take a few minutes, so have some of our refreshments while waiting!

Step 3

Signed, sealed, delivered

If your requirements are complete, our Master of Documents will hand you the loan documents for your review and signing. We’ll also be keeping your Condominium Certificate of Title for the entire duration of the loan!

Step 4

Get insured!

Up next, we'll be enrolling your account for the required insurance. Don't worry, because our Master of Documents will guide you through filling up the forms.

Step 5

Loan disbursement approved!

Woohoo! Complete the loan journey on your app and e-sign the forms there to get your money disbursed on your Tonik Savings Account.

Step 6

And that's it!

Our Master of Documents will hand you your acknowledgement receipt. You can also expect your documents to be forwarded via email. Yay!

Unleash your business expansion dreams with our exciting online multi-purpose loan! Apply now and access the funds you need in achieveing your goals. Discover a world of possibilities with our online multi-purpose loan.

Apply for a Big Loan now!